Broadbase
It is a huge decision to move to New Zealand, and there are far more exciting things to think about than your finances. But sorting out the money side of things can really help you to make a success of your new life.
At Broadbase International we aim to take the stress and hassle out of arranging the financial aspects of your move. Although we are based in Christchurch we have clients nationwide and throughout the UK. While we’d love to meet you, most of our services can be arranged via email, post, fax and phone.
We provide expert impartial advice the following areas:
Foreign Exchange
However much cash you have at your disposal to start your new life, you’ll end up with more New Zealand dollars in your pocket if you use a specialist foreign exchange broker to transfer your money rather than a high street bank.
UK Pension Transfers
You may be able to transfer your UK personal pensions to New Zealand, which has much more liberal rules as to when you can access your retirement savings. You can also gain much more say in how your funds are invested, and you will never have to buy an annuity.
We provide expert advice on whether transferring your pension is best for you, at a lower cost than most “execution only” pension transfer companies. We can transfer the majority of UK pension schemes into a NZ superannuation fund which allows you to hold your pension funds in Pounds (and earn a competitive rate of interest) while you wait for a great exchange rate. We are committed to getting the best result for you.
Retirement Planning
If you are about to move to New Zealand it is important to know what happens to the pensions you’re leaving behind. You’ll also need to know how pensions and retirement savings are accrued and taxed in New Zealand.
We can give you expert advice on all aspects of retirement planning from a unique perspective, being qualified and experienced in both the UK and NZ.
Insurance
The right insurance will help you to protect your family’s health and welfare and provide you with peace of mind. As an impartial broker we have access to the whole New Zealand insurance market, and we can help you to tailor an insurance solution that meets your needs. We can also help you to arrange cargo insurance for your possessions while they are in transit to New Zealand, with exclusive access to a NZ marine insurance product that offers comprehensive cover for a competitive price.
Investments
You have some great options open to you when investing in New Zealand, and many of these have achieved far better investment growth than similar products in the UK in recent years. As we are not tied to any institution, we can access the entire market, both domestic and offshore.
We use independent experts and thorough research to ensure that the investments we recommend for you go through a rigorous vetting process – but most importantly, we listen to what you want, and we regularly review your portfolio to ensure that it is performing at the optimum.
It’s all about having plenty of options without being overwhelmed by choices; whether you are investing for growth or income, in the short or long term, in New Zealand or overseas, we can help you to structure a portfolio that meets your needs.
Mortgages
We can help you to get a great deal on a mortgage in New Zealand, using our relationships with the major lenders to help you to get a better deal than you could approaching them directly. We can even in some instances arrange pre-approval for clients before they leave the UK.
Taxation
We have an excellent understanding of the tax situation in both the UK and New Zealand. We can explain how to tidy up your tax affairs in the UK before you leave, and introduce you to a very attractive tax exemption for migrants. And if you are leaving assets in the UK or have other offshore investments, we can help you to manage them in the most tax-efficient way.
Our Free Financial Information Pack for Migrants
We have a comprehensive financial guide which we would be delighted to send you. It contains over 60 pages of up-to-date information on the financial aspects of moving to New Zealand. Please contact us to secure your copy.
Director
Broadbase International Ltd
A copy of my disclosure statement is available on request and free of charge.
www.broadbaseimmigration.co.uk